Loan Rates Savings Rates Fees

Effective as of: June 18, 2015

Type of LoanMaximum AmountMaximum TermAnnual % Rate (APR)
*Summer Vacation Loan$5,00012 months7.99%
*Personal Loan$10,0005 Years11.99%
*New money only. Rate does not apply to existing Berkshire Federal Credit Union loans.
Auto Loans
Effective as of: June 18, 2015

New Auto
2014-2015up to 6 years2.25%
Used Autos
2012-2013up to 6 years2.99%
2010-2011up to 6 years3.99%
2009up to 5 years5.99%
2006-2008up to 5 years6.99%
We are now proud to offer GAP insurance to our members. Please feel free to call and ask a Loan Associate for details.
Home Equity
Effective as of: June 18, 2015

$150,000.005 Years3.75%
10 Years4.75%
Share SecuredEqual to Balance in Share Accts.5 Years3% above Share Rate
Share CertificateEqual to balance of CertificateDate of Maturity of Certificate3% above Share Rate
Travel TrailersUp to 100% of Average Retail Price as Quoted in NADA7 Years2% above Auto Rates
Motor Homes and CoachesUp to 90% of Average Retail Price as quoted in NADA10 Years2% above Auto Rates (Min. $15,000 Loan)
Recreational Vehicles, Snowmobiles, ATV's, Jet Skis (excludes boats)$10,000.00 up to 90% of Average Retail Price as quoted in NADA4 Years1% above Auto Rates
This is a general idea of our competitive rates. If you have any questions regarding the above-mentioned loans or our rates, please call the Credit Union any weekday between 9am and 4 pm. at (413) 447-7772. We will be happy to assist you. All rates and services are subject to change.







Berkshire Federal Credit Union
1450 East Street| Pittsfield, MA 01201 | phone: (413) 447-7772 | fax: (413) 443-0636 | Email Us