RATES

Rates

Loan Rates Savings Rates Fees

Effective as of: 10/21/2014
CURRENT LOAN RATES
Type of LoanMaximum AmountMaximum TermAnnual % Rate (APR)
 
*Personal Loan$10,0005 Years9.99%
*New money only. Rate does not apply to existing Berkshire Federal Credit Union loans.
 
* Fuel Loans$5,0001 Year4.99%
* Can be used for energy efficient equipment - Purchase receipt required
 
Auto Loans
New Auto
2013-2014up to 6 years1.99%
 
Used Autos
2011 - 2012up to 6 years2.99%
2009-2010up to 6 years3.99%
2008up to 5 years5.99%
2007 - 2005up to 5 years6.99%
We are now proud to offer GAP insurance to our members. Please feel free to call and ask a Loan Associate for details.
 
Home Equity
$150,000.005 Years3.75%
10 Years4.75%
 
Share SecuredEqual to Balance in Share Accts.5 Years3% above Share Rate
 
Share CertificateEqual to balance of CertificateDate of Maturity of Certificate3% above Share Rate
 
Travel TrailersUp to 100% of Average Retail Price as Quoted in NADA7 Years2% above Auto Rates
 
Motor Homes and CoachesUp to 90% of Average Retail Price as quoted in NADA10 Years2% above Auto Rates (Min. $15,000 Loan)
 
Recreational Vehicles, Snowmobiles, ATV's, Jet Skis (excludes boats)$10,000.00 up to 90% of Average Retail Price as quoted in NADA4 Years1% above Auto Rates
 
This is a general idea of our competitive rates. If you have any questions regarding the above-mentioned loans or our rates, please call the Credit Union any weekday between 9am and 4 pm. at (413) 447-7772. We will be happy to assist you. All rates and services are subject to change.

 

 

 

 

 

 

Berkshire Federal Credit Union
1450 East Street| Pittsfield, MA 01201 | phone: (413) 447-7772 | fax: (413) 443-0636 | Email Us